Monday, May 4, 2009
想在家工作吗?13种实用的在家工作方案
美国广播公司(ABC)最近登出一篇文章实在很吸引眼球,作者特洛伊·约翰逊女士是“女性找工”(WOMEN FOR HIRE)公司总裁,她鼎力推荐多种在家工作机会。
⒈使用您的语言技巧做一名翻译
如果您掌握一门外语,而且是您的母语,那么您有很大的机会成为一名自由翻译。有些公司需要将公司文件翻译成起国际上合作伙伴的文字,通常他们会通过诸如welocalize,language,translation,inc.,Accurapid.com,Telelanguage.com公司找翻译人员。
大部分公司需要申请人接受一次书面测试并签署保密合同。翻译必须精密和准确。雇佣自由翻译的公司通常比较青睐那些以翻译语言为母语、有过专业文件翻译经验或多媒体翻译经验的翻译人员。
⒉建立您自己的博客(BLOG)
网络上的博客和媒体共享在现金是极热的时尚,还没有减热的迹象。带有视频和个人信息的闲谈内容可以用点击率来赚取广告费用。
您还可以成为一名专业博客,类似Eefoof.com的网站可以使您的音频和照片,然后您可以获取网站收入的一定比例,这就取决于您所上传的内容与广告相关链接的点击率,所以您通过博客所赚的钱取决于您推销自己音频和照片的力度。
另一中赚钱法在Blogger.com上建立一个您自己的博客。建立一个您自己的页面,创建一写内容吸引读者来看您的博客网站,然后增加Adsendse广告到您的网站,这样可以允许广告显现在你的网站上,您可以通过人的点击获取广告收入。
记住:只有当您非常上心的制作您的博客,才能吸引人。
⒊创造您自己的生产线
您是否梦想您的设计的标语和艺术图片印在T恤衫、杯子或者帽子上?您可以将这个梦想变成现实,同时换取现金。您可以将您的创意和艺术作品放在网上如zazzle.com,cafepress.com,之后您会收到您的佣金,而佣金的数量基于您设计而产生的销量。
所以,你可以专门设计一些图片或标志,用T恤衫、杯子与儿童用品、家庭器皿、海报、贴纸、等其他用品。
⒋技术服务
如果您是一位颇有电脑技术专业人士,您可以在家工作,通过电话,网络为全国各地的用户提供技术支持,ComputerAssistant.com,GeeksOnTime.com,PlumChoice,SupportFreaks.comGO公司都可以利用。
⒌随叫随到的护士
如果您是一名注册护士,可以在家工作。
Fonemed.com和McKesson.com等几家公司雇佣护士,为电话咨询医疗条件和药物反应的病人提供电话咨询和建议。
⒍网上导引
利用您对某一领域知识的了解,为需要信息的人提供服务来赚钱。Chacha.com是一个类似于YAHOO或GOOGLE的新的搜索引擎,但用户可以请求导引的免费帮助,向导在家里通过网上搜索来赚钱。想知道每小时如何赚5到10美元(可以通过记账卡或直接储蓄的方式给您),您可以到Chacha.com网站上查询。
About.com为在某一领域拥有专业知识的工作者提供机会,使其成为向导。在JustAnswer.com网站上,用户同意付费给能够回答他们问题的专家。如果您有专业的知识—从园艺到家政学—您都可以成为类似的向导。网站会根据您回答的问题接受程度付费给您。
⒎成为网上老师
如果您毕业与美国或加拿大的某一所大学或院校。或者您目前仍在一所公认学校就读,而且您擅长英文,数学,自然科学,或社会科学等,你可以成为他们网上指导老师,并通过这种方式赚钱。
您必须能够通过网络向不同年龄阶段的学生(通常是四年级到大学水平的学生)传达关键的信息。也就是说:通过电脑网络教孩子数学公式或化学公式,而不是面对面教学。
登陆网站tutor.com,您就可以找到每小时10美元以上的工作,每星期在家工作5到30个小时。
⒏寻找自由职业的机会
从公关到网页设计方面的工作,您都可以在很多网站上找到自由工作机会。诸如elance.com,sologig.com,guru.com,craigslist.com,clicknwork.com,ether.com的网站,都有成千上万个机会,有些网站允许您贴上您的个人简历和技能与可以提供的服务。
⒐写作或编辑赚钱
很多网站为撰稿人提供稿费。Associatedcontent.com网站每发表一篇文章支付10美元,Helium.com网站也为撰稿人提供稿费。Myessays.com网站为提供短文的小说作者提供没篇10美元以上,而对提供长篇小说的作者提付100美元以上。Writefind.com列举了一系列为自由职业着提供机会。
另一个选择为杂志,商业性出版物,时事通讯或地方报纸提供自由撰稿。如果您有什么专长,或者对某一个专门领域杂志有兴趣如摄影,时尚,饮食,旅游。那么您可以在很多网站和小型出版社找到自由工作的机会,他们只需要自由撰稿人,而且定期找一些专家对一些产品进行评论。
您可以与出版社的编辑联系,通过类似Cyberedit.com网站申请自己写作的机会,通常这类网站都雇佣专职作家完成多种项目,甚至包括书写摘要和文件校订。Edifase.com也雇佣有经验的编辑、作家和校对员。
⒑虚拟的客户服务代理
有一种越来越多的在家工作的机会如:为诸如:J·Crew,Virgin Atlanta或者Walgreens的公司接听客户电话。除了有特别令人感动愉悦的声音和非常强的客户服务技巧,您还必须具备高速网络,一台电脑,一条电缆和安静的工作环境—这些都是您自己支付的。
每小时平均收入8到10美元,这就取决您的经验,电话量以及客户。做好每个星期至少工作20小时的思想准备,如果时间允许,有些代理工作需要工作40-60小时
⒒成为一名虚拟助理
小公司的雇主和中高层管理的专业人士需要个人助理,但是由于雇佣不起一名全职的员工或者办公室没有那么大的空间,在这种情况下,他们可以雇佣远程人员帮助他们管理工作。
虚拟助理可以处理记账,管理工作,旅游安排,编写,信件以及其他通过E-MAIL和电话处理的支持服务。
如果您在Google.com网站,通过关键字“virtual assistant”搜索,结果出现独立和约商,你可以试一下“virtualassistantjobs.com”和“teamdoubleclick.com”。国际虚拟助理协会(internatiional virtual assistants association)也是一个非常有价值的资源库。
⒓网上工作搜索
诸如:www.hotjobs.com www.careerbuilder.com 和www.monster.com等大型工作网站都可以找到很多在家、工作的机会。或自己搜索“virtual”“home-base”
⒔以上方法都需要具有相当的技能,除了以上方法外。还有一种,对技能要求很低。在家工作方案。自动投币产品。自动投币产品,可以在无人看管的情况按照购买人投入的币值进行交换,并找零。其灌装饮料机和咖啡机投币机受到高度推捧。国内的售货机生产行业相对技术不过硬。其中质量过硬的为其本富士灌装饮料机售价为50000-60000元之间。韩国东具咖啡投币机售价在3500-3900元之间。可以访问:www.cafe-space.com进行详细了解
Friday, February 27, 2009
How to Pinch Your Pennies in Daily Life to Confront Tight Economy

A New Reason to Pinch Your Pennies
Up until early this morning, pennies really bothered me. Smug in their copper brownness, the tiny coins are virtually worth nothing. With the exception of a few general stores left in small-town America where you can still buy penny candy, you can't purchase anything for a single cent. Nowadays a penny will buy you nothing, zip, zilch, nada. We're talking goose egg here.
Poultry is a penny pincher's dream. It's also yummy, widely popular and readily available throughout the world. It's also incredibly versatile. Here are some of the ways I put to work in our house.
Chop and dice.
I do this with boneless, skinless chicken and routinely am able to come up with 4-6 servings from a single breast. Some of the ways I stretch it? Stir fry over rice, lo mein, fajitas (you need thin strips for that one), chicken pot pie, tacos, chicken – pesto pizza, southwestern soup, etc. The more thoroughly you dice, the further it will stretch. Notice I didn't say “cube” the chicken. It's all about flavor and a more balanced intake of protein.
Search out some discount meat sources.
With as often as the ten pound bags of leg quarters, split bone-in breasts and full roasters go on sale, this is more of an issue when it comes to the boneless and skinless breasts, tenders and thighs. I have noticed at one of the warehouse stores we have a membership to consistently carries these for as low as the regular grocery chains have been selling the bone in varieties for. If you stretch the servings in ways that don't require an entire breast per person, you can still save some money (and stress) this way.
Creatively extend your rotisserie purchases.
The best deal I've seen on these is also at the warehouse stores. Sam's sells the fully cooked rotisserie birds for only fifty cents more than the raw roasters cost, at least at the few I've checked. If you've had a full day shopping, and that extra fifty cents will save you oven energy (not to mention skipping a take out meal), I say go for it. We've already discussed this as a way to save some sanity on days we are out and about. A pot of basmati rice and a three minute sauté of some skinny French green beans in olive oil and garlic and we've got a nice sit down dinner for less aggravation than standing in line at Boston Market. As much as I like to try new things, a simple, traditional roast chicken dinner is still one of my all time faves. Plus you can get an extra meal the next day, for example sliced chicken salad or chicken and cheese quesadillas. We also go the extra mile and make our own stock, but I'll get to that in a bit.
Stretch it out with another filler.
The two that come most quickly to mind are TVP and refried beans. Think chicken and bean burritos or a TVP – chicken combo in such recipes as chicken and dumplings. You can also stretch the meat further by using several of the strategies listed in the chicken leg quarters link above, or consider chicken veggie kabobs as a fun grilling option.
Go for the stock options.
Whenever we finish a roast chicken dinner or have de-boned chicken leg quarters in abundance, we use the bones that nobody has eaten off of and simmer them with some leftover celery ends, onion bits and a touch of sage. Then we strain out the the bone bits and let the liquid cool, which lets the fat rise to the top for easy skimming. As a hack, we ladle most of the liquid into freezable ice cube trays for later use and save enough for soup that night, since we have already got the base in the slow cooker. If doing all that (particularly on an exhausting rotisserie option day) is too much in one setting, we often start a large bag or empty container of the leg bones and body cavities for the freezer. On a day when I have the time, I do it. It really takes the pressure off that way.
Regular and seasonal sales.
In addition to all of the chicken sales, it really helps to keep an eye out for seasonal markdowns on a bird many people will be shopping for this month, turkey. Any time now, it will seriously start going for a song. It also drops in price occasionally during the summer. Stock up for the freezer and always be prepared to feed a large crowd on the cheap. While the oil free, infrared turkey fryers are more than a little cha-ching, we are keeping our eyes peeled for sales. Why? Because we see this as an opportunity to use turkey as a crowd pleaser during a time of the year many people wouldn't consider doing so: summer. If my house doesn't have to heat up with an oven or large counter roaster (my answer to not being able to dish out for a double wall oven yet in my adult life), I'm more than happy to whip up the traditional picnic sides and have people over for a back yard gathering.
Explore the world of bone-in breast.
For many folks I know, this is just unheard of. But if you are a real heavy-on-the-meat, lots of potatoes on the side person, this is a way to enjoy it while spending less.
Creative cutting.
While I have de-boned breast meat before, it is not my idea of a good time. And I know some people go the extra mile and cut up and de-bone entire fryers to save a buck. While I certainly would if I had to, I'd rather not. A couple of things I wouldn't mind incorporating? Cutting leg quarters into thighs and legs. This would allow for a light breading and oven frying of the drumsticks, which are almost always kid pleasers. It would also separate the thighs for other recipes. All with one single cut per quarter. Not too much stress and no de-boning required. Also, the butterfly technique looks like something I wouldn't mind doing from time to time, and it makes for a way shorter cooking time in the oven. Other cool ideas for butterfly-cut chicken are cutting into halves to roast separately, or tossing them on the grill for an affordable way to enjoy non-boneless chicken in the summer. The whole chickens tend to go on sale quite a bit and while the price is similar to what thighs go for, you actually end up with some lower fat breast meat out of the deal.
1. GREAT FOOD FOR ALL. You can get a large amount of food for $30. The December menu is: 32 oz. sirloin steak, 4 lb. chicken, 12 oz. shrimp, 1 lb. thin sliced ham, 15 slices fully cooked Hormel bacon, 1.5 lb. fully cooked meatballs, 3 lb. frozen vegetables, 5 lb. potato wedges, 1 lb. margarine, 12 ct. rolls or biscuits, 32 oz. whole grain rolled oats.
2. Great clothes can be found at the Goodwill Stores in Sandusky and Huron, the Salvation Army Store in Sandusky Plaza, the Thrift Shop on Market Street in Sandusky and the one inside the Erie County Senior Center. When I say there are some great “finds,” I know. I shop there. There are two consignment shops you should check out, Labels on W. Perkins Avenue -- I shop there too -- and there is a consignment shop in Vermilion. I am told they have great clothes there, as well.
3. Homestead Tax Exemption. If you are permanently and totally disabled or age 65 or older, save on your real estate taxes by applying for the Homestead Tax Exemption. You will receive a reduction on your tax bill.
8. If you are age 60+, you can get a great meal for $2.50 at the Erie County Senior Center, 620 E. Water St., Sandusky.
9. If you have a low income, you should know about the weatherization program administered by WSOS out of Greensprings. Although the office isn’t in Erie County, they do serve Erie County. This program will inspect your home and implement a plan for improving its efficiency by insulating your home free of charge. Call 419-639-2802 for more information.
10. If you have a computer that you leave on throughout the day, turn it on only when you are using it. Computers use more electricity than you think. Don’t just take my word for it, try it.
11. If you use a credit card, consider doing most or all of your spending on a credit card, and set your money aside so you can pay it off at the end of the month. Use a card that pays you back some type of cash benefit. I use a Mastercard and pay it off each month, but every few months they send me a gift card for $25 worth of gasoline.
iPhone Tips: Managing Your iPhone Contacts

You can end up separating your most used contacts for different purposes using the Favorites function. Just go ahead and begin going through your phone and begin finding the numbers you call the most. The best way to do this is by going through your recent calls and finding the most often occurring numbers. Then go to the Favorites menu and select the “add contact” option by pressing the “+” button in the upper right hand corner. Once you do you will be given your contact menu and you can go through and select one of these numbers to add to the Favorites list. Remember, manage the favorites list and do not allow it to get too long.When going through your contact list you need to know how to scroll through quickly. You can do the normal action of scrolling by moving the list up or down like a Rolodex. Another standard way is to select the letter of the alphabet that the target contact begins with. A third and lesser used way is to scroll through these contacts much faster. Press and hold down on a letter on the right hand list and then slide your finger up and down. This allows you to scroll quickly between alphabetic positions, but just puts you at the beginning of each letter list.
Try to complete each contact to limit the total number. This means adding the business, home, and cell numbers along with email addresses to each contact that you can. This will make each contact more complete and will let you end up having less. Try doing all this by syncing them with your online email accounts and your iTunes information. This can be done when syncing your calendar and other technical considerations. IF you already use Outlook then this is going to help ease the process along even more so.
You can even use applications like Google Mobile to search through your applications. The application can give you a search box just like the one you would use to search online, except it can be applied to your contacts. This can be useful for those who use Google from their iPhone constantly, but otherwise you can just try and go through it manually. It also will only go through contacts and not other parts of your phone personalization, like email or calendar.
Thursday, February 26, 2009
New iPhone App Boosts to Save the Music CD

Regardless of your position on the economic stimulus plan, the war in Iraq, or the breed of the White House dog, some good decisions are actually made by the Presidents of the United States of America. We’re not talking about Bush or Obama here, no, we’re talking about PUSA, that music band from the ’90’s with such memorable hits as Lump and Peaches. So what’s a two-hit wonder like PUSA have to do with making good decisions a decade after their day in the sun? Hint: it has to do with visionary marketing that takes advantage of the iPhone platform to reinvigorate fan interest, and maybe even reinvent the the music industry. Find out why we think the new iPhone app from the Presidents of the United States of America is so special, and why the RIAA should sit up and take notice.
CD Sales - Outlook is Dismal
It’s no surprise that music sales continue to plummet as the RIAA struggles to leverage burgeoning internet technologies to distribute music to consumers. Let’s face it, the RIAA has no one to blame but themselves. They were late to the internet party, and when they finally did show up they were brandishing lawyers instead of trying make friends. It cost the music industry tens of millions to take down Napster, and seemingly, all for naught. P2P networks continue to flourish and the á la carte commerce model of iTunes has all but destroyed CD sales. Yet, CDs continue to stock the shelves of local music haunts and big retailers alike, which means the music industry really hasn’t changed as much as we had expected, at least not by now. It’s been ten years since the fall of Napster. Where is this new music business model that will turn the industry upside down?
In the last few years we have seen some new internet music business models that have shown some promise. iTunes is, of course, one major success story. The remaining contenders in this space are, as Simon Cowell would say, forgettable. Last year we watched Lala reinvent itself with an awesome music service that could threaten iTunes, but has yet to gain traction in the marketplace. Then of course, there’s the iPhone darling app, Pandora, which has a tremendous user base but really only serves to drive more sales out of iTunes. Instead of creating a new business model, Pandora has built upon the existing success of iTunes.
With the invention of digital music, and subsequently iTunes, two major shifts occurred. One, CD sales slumped because there is little reason for consumers to buy CDs instead of downloading the music and burning their own discs. The music industry has not yet figured out a way to add value to CDs in a way that is attractive to consumers. Then along came iTunes which offered an á la carte music menu to consumers to buy a song-at-a-time. This may seem like a win-win for everyone, except that it came with an unexpected side effect for the artists. Since most consumers will only buy the singles that they hear on the radio, they don’t have an opportunity to discover other songs in the artist’s repertoire, and in the end, the artists suffer.
CD Stimulus Plan from the Presidents?
Now, along comes the iPhone app from an almost forgotten band of the 90’s which could potentially pave the way for adding value to CDs while giving consumers more access to a band’s entire catalog of music. How? The iPhone app from the Presidents of the United States of America offers users unlimited access to all of the band’s music. It’s like paying $1.99 for an entire box set of albums. There are a couple of catches, though. You can’t listen to any song of your choice, instead you have to listen to a random song from the band. Also, the music streams which means you have to be connected to the network in order to listen to the music. That said, this app could be the prototype of a new marketing vehicle for bands while giving the music industry a new way to add value to CDs that sit on the shelves.
Imagine buying a CD from an artist that comes with a code to unlock an iPhone app which gives you unlimited streaming access to the entire collection of music from that artist. It’s great for the artist because the fan gets exposed to music outside of the radio spectrum. It’s great for the fans because they get more value than just the songs included on the CD. It’s also great for the music labels because it will encourage more music sales. Even better still, the iPhone app could easily include loads of additional information about the artist including tour dates and ticket sales, merchandising, messaging and alerts, games, wallpapers, and the list goes on and on.
Presumably, the PUSA app is priced at $2.99 to cover the royalty fees for the music because this app wasn’t created by the band or the label. However, if the RIAA were smart, they would create an app like this for every artist and then include it with CDs as an incentive for consumers. The labels own the music so there’s only the cost of development, which they can easily foot as a marketing expense.
We love the potential that the PUSA iPhone app has for all artists and their fans. This kind of app could eventually save the music CD by adding real value to it, but only if the RIAA sees the light. Until then, a pay-for app like PUSA’s will probably only appeal to the band’s die hard fans willing to pay $2.99 in the App Store.
Do you want to be a top Adsense Earners? Get ideas from the top 8!
1. Markus Frind - PlentyOfFish.com - $300,000 per month
If you haven’t heard of this guy yet you should check out the website plentyoffish.com. He is the person who created this free online dating website from his appartment all by himself. His website soon become one of the largest dating websites online. I have actually tried out his website myself and can see how it can be interesting and attract a lot of visitors. The graphics and layout of the website is nothing fancy at all but the functionality is all there and its fast to use.
There have been many of doubts that he wasn’t making that much money so he made those people silent by posting a picture of his paycheck on his blog. According to his blog check represented two months worth of Adsense earnings.
2. Kevin Rose - Digg.com - $250,000 per month
Kevin Rose started Digg.com in December 2004. It is a social marketing site that is mostly news, video, and pictures that are submitted by users for other users to read about and view. Basically what happens is you can signup for an account and you can submit a “news story” and other people can view it and if they like it they can “Digg it” and this boosts the rating of the post. If it gets enough Diggs it will appear on the Frontpage of the site and will get tons of traffic. Digg has both Google Adsense ads and Federated Media ads. It is estimated that he earns roughly $250k a month from Adsense alone.
3. Jeremy Schoemaker - $140,000 per month
ShoeMoney is considered to be one of the greatest Internet Marketers out there. He is very good with search engines and knows how to setup his sites to get optimal traffic to them. In one of his best months with Google Adsense ShoeMoney earned $132,994.97. You can imagine it was probably pretty difficult for him to cash a check of that size!
Unlike most of the other Google advertisers ShoeMoney makes his money from hundreds of sites and thousands of domains.
4. Jason Calacanis - Weblogs, Inc. - $120,000 per month
Jason Calacanis is the creator of Weblogs. Weblogs is a network of blogs and it was apparently making roughly $4,000 a day from Google Adsense! He eventually sold the company to AOL for a reported $25 million. He also announced his retirement from blogging earlier this year (July 2008). He is now focusing on his email campaigns instead.
5. David Miles Jr. & Kato Leonard - FreeWebLayouts.net- $100,000 per month
According to a Washington Post article these 20 year old’s claim to be making $100,000 a month from their site FreeWebLayouts.net which offers free Myspace templates. That is pretty impressive for a couple of young guys that are offering free Myspace templates!
6. Tim Carter - AskTheBuilder.com - $30,000 per month
Tim Carter is a licensed master plumber and carpenter with his own radio show. He started his website up in 1995 with his primary focus to cater to an avid following of fellow builders on the site. In April 2004, Carter learned about Adsense for content sites and he put it on his site. With minimal effort and time he optimized his website and his Adsense earnings grew from $1,500 to $7,500.
There was a Google case study done on Tim Carters earnings with Google Adsense. You should definately read it by clicking HERE. Read the results section because it gives a bunch of helpful tips on how he increased his revenue with Google Adsense.
7. Joel Comm - e-book - $24,000 per month
Joel Comm is a get rich quick guru. He wrote an e-book, What Google Never Told You About Making Money with Adsense. With his e-book and his website he earned $23,458.46 between Nov 2005 and Dec 2005. Check out his Google account stats here.
8. Shawn Hogan - DigitalPoint.com - $10,000 per month
Shawn Hogan is the creator of the forum DigitalPoint. This forum is a very usual forum with lots of information about: Search Engines, Marketing, Business, Design & Development, and Products & Tools. In a New York Times article it stated that he was making roughly $10k a month with Google Adsense.
The members of his forum speculate he is now making around double of what he was making in 2005 when this report was published in the New York Times.
So there you have it, the Top 8 Google Adsense earners. This list might be slighty out of date and there could be some new people in this list but this is the list I was able to pull from collecting information on the net. So check out these sites and see if you can strive to earn as much as these people do with your website or blog.
Tuesday, June 17, 2008
Top 6 Link Exchange Tips
There are many software’s available to help you achieve search engine optimized (SEO) pages. XSitePro software will enable you to pinpoint any issues with on-page optimization and will guide you to correct these problems in step by step manner.
Link exchange or off page optimization plays a huge role getting higher search engine rankings. Here are top 6 tips for managing effective link exchange campaign.
1. Use a link exchange management script for managing link partners. A link exchange script will save you time and efforts to effectively manage link partners. Webmaster would like to exchange links with your site if you have link exchange script installed on your site. Make sure you link to link partner page from your home page.
2. Try to achieve PR2 (page rank) to PR3 with your link partner section to attract authority websites to link to your website. Use article submission with link back to your site to get one way links back to your website and improve your page rank.
A) You can submit articles to 450 article directories using Article Post Robot.
B) Use Link Directory Submitter Software to submit to high PR directories.
3. Once your website has achieved PR2 to PR3 then you can find authority websites with high search engine rankings similar to your website theme for link exchange. Never exchange links with non-relevant websites and link farms. The search engines will lower your ranking if your site is linking with link farms. 1 relevant link is better than having 10 non-relevant sites linking to your site.
4. Never exchange link with website which are banned from search engines, sites which are not indexed in the search engines and whose PR is equal or less than PR1. Never exchange links with link farms as link farms are considered spam sites in search engine’s eyes.
5. Make sure you do not have more than 25 links pointing out from your link partner pages.
6. Search engines are looking for a constant and gradual increase in links pointing to your website. Getting a quick spike in links may be perceived as spammy in search engines eyes. So make sure you are constantly exchanging links over the time with other websites to increase your site rankings.
Teased Tricks for your website to get more exposure?
When a new website is built, the first thing we should do is promptly stepping up its traffic, including Google PR and Alexa traffic rank. It is a crucial to have a more exposure as well. The followings are several teased ways for you to refer to boost your Google PR:
I. The most foolish method: find 10 or more reciprocal links in related bbs or website, though the quality of these links are not too good, but after two to three months, your sites pr will go to 2.
II. The cheapest method: get some free website navigation, free directory or sites like dig.
III. The most expensive method: purchase links. But it is also the most dangerous way to avoid google detecting.
IV. The coolest, but the most shameless method: hack the others site and add your link in a shelter.
V. The kindest method: make some templets to share with the others and add your link in the proper places.
IV. The most practical method: find a press release sites to publish your contents.
Note: If you want to republish, please mark the source: http://iaizkai.blogspot.com/
Sunday, June 15, 2008
Twenty-one favorite iPhone tips
1. Use your iPhone as a storage device
One of side benefits to the iPod beyond its music-playing capabilities is the fact that you can use it to store files. You can’t do this with an out-of-the-box iPhone. But with the help of a $10 program—and a Mac—you can. The app is iPhoneDrive, a small utility from Ecamm Network that displays the free storage area of an iPhone in the manner of a Finder window in Column view. To add files to the iPhone, either click the Copy to iPhone button or drag a file or folder to the iPhoneDrive Window; dragging from the iPhone or clicking on Copy From iPhone puts iPhone files on your Mac. Note that music and photo files for use on your iPhone are off limits.—CHRISTOPHER BREEN
2. Get a bigger keyboard for Web browsing
Like any other iPhone function requiring data entry, tapping Safari’s address bar summons an on-screen keyboard. However, if you rotate the iPhone horizontally before tapping the address bar, the Safari window will switch to horizontal mode; then, when you then tap the address bar, the onscreen keyboard also appears horizontally. More important, it will also be much larger than the standard vertical keyboard, making data entry a little easier. By the way, Safari is currently the only iPhone application in which this horizontal keyboard appears. (Also worth noting: If you summon the keyboard before rotating your iPhone, then Safari won’t rotate.)—DAN FRAKES
3. Create a home page in Safari
With the regular version of Safari that runs on your Mac (and now your Windows-based PC), setting a particular site as your home page is as simple as going to the General tab in Preferences and typing in a URL. You can’t do that on the iPhone, however. But you can use this work-around: Add your would-be home page to your bookmarks list and then move it to the top of your bookmarks list. Yes it’s an extra tap—first the Bookmarks button and then the bookmark itself—but it will get you to your favorite Web page with a minimum of fuss.
4. Share your URLs
If you want to send the URL of a Web page you’re viewing to a friend, tap the Address Bar, then tap Share. A new e-mail message, containing the URL, will open in Mail; just choose a recipient(s), add any comments you want to include, and tap Send.
5. Scroll through separate boxes on a Web page
If you encounter a scrolling box or list when surfing Safari on your iPhone—and try to scroll using your finger, you’ll find that the entire page scrolls, instead of just the box. The trick is to zoom in and scroll such areas with two fingers.
6. Make a call from Safari
If you find a phone number in Safari that you’d like to call—say the phone number at a restaurant you’d like to make reservations at—there’s no need to jump to the phone component. Just tap the number; iPhone will dial it for you. (This is also the case with phone numbers and URL embedded in e-mails and SMS chats; tapping either one will place a call or open a Web page, respectively.)—PHILIP MICHAELS
7. Find out where those links go
When in Safari, holding your fingertip down on a link instead of tapping it produces an information balloon that displays the underlying URL. The same thing happens in Mail when you hold a link, which makes this tip much more useful. Now when those “account update” e-mails appear, you can press and hold on the link to find out if you’re really going to be taken to the site the e-mail claims.
8. Avoid Mail confusion
Don’t name two of your e-mail accounts with the same name, as Mail will get confused and copy the settings from one account to the other. And you can’t fix the situation by simply renaming one account; you’ll need to delete one of the accounts and then recreate it.
9. Mark previously-read messages as unread
There doesn’t appear to be a way to the mark a read message as unread on the iPhone, but it’s in there. While viewing a message, tap Details, which reveals a Mark As Unread option; tap it, and the next time you view your Inbox, the message will display the Unread indicator.
10. Recover ‘lost’ e-mails
Say you try to send an e-mail, but the iPhone can’t get network access. You might think your message has disappeared completely, but don’t worry—it’s still on your phone. A temporary Outgoing folder is created, and the message winds up in there. You can access this temporary folder from the main screen of the sending account; the folder will disappear once network access is available and the message is sent.
11. Create e-mail folders
Well, actually, you can’t create e-mail folders on the iPhone. What you can do, however, with an IMAP e-mail account is create folders on the IMAP server—for example, if you have a .Mac account, using the .Mac Web Mail interface. Those folders will then appear on the iPhone, and their contents will—eventually—be synced between the iPhone and the server.
12. Save e-mail messages as drafts
If you want to save a message you’re working on so you can come back to it later, tap Cancel. Instead of deleting the message immediately, Mail pops up a dialog asking you to Save, Don’t Save, or Cancel. Tap Save and the message is placed in your Drafts folder. If your account doesn’t currently have a Drafts folder, Mail will create one. However, don’t be alarmed if the message doesn’t appear in Drafts immediately; in my testing, it takes a while to show up.
13. Pick where you listen to voicemail
If you’ve got a Bluetooth headset, incoming calls get routed there automatically—not so when you call up Visual Voicemail. However, an Audio button on the Visual Voicemail screen lets you set where you listen to your message: the handset, the built-in speaker, or a Bluetooth headset.—JIM DALRYMPLE
14. Find another way to scroll through Contacts
Everyone knows that you can scroll through the Contacts list on your iPhone two different ways—either flick your finger on the list to scroll up or down, or tap on one of the letters on the alphabet running down the right side of the screen to jump to contacts beginning with that letter. But there is a third way: hold your finger on the alphabetical list and then slide up and down—you’ll be able to scroll through your Contacts in a more controlled manner than by flicking your finger.
15. Use the Favorites and Recents list for more than just phone calls
Favorites and Recents are part of the main Phone screen; the former is iPhone’s version of frequently called numbers while the latter is a list of people who you’ve called and whose calls you missed. But this is not just a phone feature—assuming the numbers in Favorites and Recents belong to a mobile phone, you can send them an SMS message. Just tap the > button next to the contact name or number and then tap the Text Message button at the bottom of the contact listing.
16. Save time in driving directions
One of the primary uses for the iPhone’s Map application is to get driving directions. Both the starting point and destination fields offer the Bookmarks button, so you can quickly use a bookmark, recent location, or contact when searching for directions. The first thing you should do in Maps is find your own address and then bookmark it—this will make finding directions to and from locations as easy as tapping your home bookmark.
As with the iPod, the iPhone lets you set the speed of audiobook playback.
17. Recreate some of the iPod’s audio controls
If you listen to an audiobook on an iPod, you probably know that, you can alter the playback speed to make it go faster or slower as your preferences dictate. That feature makes its way over to the iPhone as well. Just tap Settings and then the iPod option; tap the Audiobook Speed entry and in the resulting screen, tap to choose among Slower, Normal, or Faster.
In fact, that’s just one iPod feature that also appears on the iPhone. You can also use the Settings screen to turn on Sound Check (the feature that makes volume more consistent from one track to another) and change the EQ with 22 included equalization presets.
18. Change your iPod icons
By default, the icons on the bottom of the iPod screen are Playlists, Artists, Songs, Videos, and More. You can change those first four, just as you would the commands that appear on an iPod’s main screen. Simply tap the More icon and, in the More screen, tap the Edit button at the top-left of the screen. A Configure screen will wipe up from the bottom and display icons for Albums, Podcasts, Audiobooks, Genres, Composers, Compilations, Playlists, Artists, Songs, and Videos. To substitute one of these icons for one that appears at the bottom of the screen, just tap and hold on an icon and drag it over the icon you want to replace. Tap Done when you’re done.
19. Say goodbye to already-viewed videos
Even owners of the largest-capacity iPhone might feel constrained by the 8GB limit when it comes to storing videos. A full-length motion picture takes up around 1GB of storage, which is a significant chunk of space for just one piece of media. To help ease the storage crunch however, the iPhone offers to delete videos after you’ve finished watching them; just tap a button and Pirates of the Caribbean will disappear off your iPhone, freeing up more space.—CB
After you finish watching a movie, the iPhone will ask if you want to free up space by deleting it.
20. Syncing notes with the iPhone
One of the major limitations to the iPhone’s Notes app is that you can’t sync it with data from any application on your Mac. There’s a work-around, however—each contact has a notes field. So create a fake contact and paste any info you’d like to keep with you in the notes field for that contact in Address Book. One sync later, and all that info will be at your fingertips.—JONATHAN SEFF
21. Rebooting your iPhone
Pretend for a moment that your iPhone suddenly becomes unresponsive. Pushing the Home button does nothing. Hitting the On/Off button produces the same discouraging result. What do you do? Apple’s first reset tip is to press and hold the Home button for about six seconds to quit any application that might have locked up your iPhone. If that doesn’t work, trying pressing and holding both Home and On/Off; after about 10 seconds the Apple logo will appear. (This reboot trick takes a little big longer than the iPod equivalent—holding down Select and Menu usually restarts your music player after four seconds.)
Source: http://www.macworld.com/
Friday, June 13, 2008
Link Exchange Tips
Establishing inbound links through reciprocal link exchanges is a very effective promotional and advertising tool.If done correctly, building inbound links can improve your rankings in the search engines by raising your link popularity, increasing your website traffic, and providing a valuable resource for your website customers and visitors. Here are 15 link exchange tips to get you started:
1. Exchange links with websites that will bring you targeted traffic. Targeted traffic means visitors and/or customers that will be interested in your products or services.
2. Keep your link title brief and free of long sentences.
3. Try to keep your link description brief (aim for 200 characters or less).
4. Do not capitalize all letters in your link title or description.
5. Do not give the webmaster a deadline on when they should reciprocate. Webmasters are very busy people and it may take from 1 to 60 days or more. Be patient and in the long run you will receive more quality link partners!
6. Never remove a link partner from your site once they have agreed to exchange links with you and placed your link on their site.
7. Do not request link exchanges from sites that are unrelated to your website. For example, if you have a candle website, don't exchange links with a pharmaceutical website. This will not benefit your customers or visitors and the search engines may penalize your website for this.
8. Let the webmaster know that you have indeed visited their site and explain to them why a reciprocal link exchange with your website would be beneficial.
9. Be sure that your link pages are search engine friendly. Link pages are easier indexed if they have no more than 25 links per page.
10. Complete your website before requesting reciprocal link exchanges. Most webmasters will not link to a site where most of the pages are "under construction".
11. Do not give misleading information in your link exchange request. Most webmasters are not going to believe it and your request will most likely be ignored. For example, don't claim that your site receives 100,000 unique visitors a day unless your site really receives that many.
12. It is best to categorize your link partners. For example, you might want to have a home and garden page, a home improvement page, a candles page, etc. This is a much better way or organizing your links for both your visitors and your link partners. If you just have one huge page of links in no order, most webmasters will not approve your link exchange request.
13. Make sure your links page is linked and visible from your home page.
14. If your site is family friendly, do not add link partners that offer services or products that are not family friendly.
15. Be aware of free-for-all link programs and link farms. These are sites that basically offer nothing but unrelated links and end up collecting and sharing your email address, which results in a lot of unwanted SPAM in your inbox.
The above tips are only a few suggestions on how to build a successful linking campaign. Most importantly, be patient and take your time to find quality link partners that will add a valuable resource and bring targeted traffic to your website.
Wednesday, June 11, 2008
iPhone 3G Specifications
iPhone 3G Specifications
Screen size: 3.5 inches (diagonal)Screen resolution: 480 by 320 pixels (163 ppi)
Input method: Multi-Touch
Storage: 8GB and 16GB1
Cellular: UMTS/HSDPA (850, 1900, 2100 MHz)
GSM/EDGE (850, 900, 1800, 1900 MHz)
Wireless data: Wi-Fi (802.11b/g)
UMTS/HSDPA (850, 1900, 2100 MHz)
EDGE (850, 900, 1800, 1900 MHz)
Bluetooth 2.0 + EDR
GPS: Assisted-GPS
Camera: 2.0 megapixels
Battery2: Talk time: Up to 5 hours on 3G;up to 10 hours on 2G
Standby time: Up to 300 hours
Internet use: Up to 5 hours on 3G;
up to 6 hours on Wi-Fi
Video playback: Up to 7 hours
Audio playback: Up to 24 hours
Dimensions: 4.5 by 2.4 by 0.48 inches(115.5 by 62.1 by 12.3 mm)
Weight3: 4.7 ounces (133 grams)
iPhone 3G, twice faster but half price
What’s new on iPhone 3G:
3G Speed
Surf the web and download email over fast 3G cellular networks.
3G technology gives iPhone fast access to the Internet and email over cellular networks around the world. iPhone 3G also makes it possible to do more in more places: Surf the web, download email, get directions, and watch video — even while you’re on a call.
How it works.
iPhone 3G uses a technology protocol called HSDPA (High-Speed Downlink Packet Access) to download data fast over UMTS (Universal Mobile Telecommunications System) networks. Email attachments and web pages load twice as fast on 3G networks as on 2G EDGE networks.1 And since iPhone 3G seamlessly switches between EDGE, faster 3G, and even faster Wi-Fi, you always get the best speeds possible.
Talk and browse. At the same time.
iPhone already gives you mobile multitasking. But 3G technology lets you multitask in more places — without connecting via Wi-Fi. Since 3G networks enable simultaneous data and voice, you can talk on the phone while surfing the web, checking email, or using Maps. All from your 3G cellular network.
Go anywhere.
iPhone 3G meets worldwide standards for cellular communications, so you can make calls and surf the web from practically anywhere on the planet. And if you’re in an area without a 3G network, iPhone connects you via GSM for calls and EDGE for data.
More wireless. Less space.
iPhone 3G delivers UMTS, HSDPA, GSM, Wi-Fi, EDGE, GPS, and Bluetooth 2.0 + EDR in one compact device — using only two antennas. Clever iPhone engineering integrates those antennas into a few unexpected places: the metal ring around the camera, the audio jack, the metal screen bezel, and the iPhone circuitry itself. And intelligent iPhone power management technology gives you up to 5 hours of talk time over 3G networks.2 That’s some of the best in the business.
iPhone in Enterprise
With support for Microsoft Exchange ActiveSync, iPhone delivers push email, calendar, and contacts right to your pocket.
The App Store
The App Store lets you browse applications and download them directly to your iPhone. Some applications are even free.
Maps with GPS
Find your location, get directions, and track progress along your route.
Find your location, get directions, and see traffic — all from your phone. Maps on iPhone 3G combines GPS, Wi-Fi, and cell tower location technology with the Multi-Touch interface to create the best mobile map application ever.
Find yourself.
iPhone 3G finds your location via GPS or by triangulating your position using Wi-Fi and cellular towers. It also finds points of interest by keyword: Search for “coffee” and iPhone shows you every cafe nearby.
Get directions.
Get directions to wherever from wherever. View turn-by-turn directions or watch your progress with live GPS tracking.
Enjoy the view.
Just like Google Maps on your computer, Maps on iPhone lets you switch between map view, satellite view, and a hybrid view of both. Multi-Touch makes the difference: Tap to zoom, pan, and change your view on the move.
See traffic.
Maps on iPhone shows you live traffic information, indicating traffic speed along your route in easy-to-read green, red, and yellow highlights.
Better Mail Management
Email on iPhone looks and works just like email on your computer. With support for popular email servers and providers — including MobileMe, Microsoft Exchange, Yahoo! Mail, Google Gmail, and AOL — and most industry-standard IMAP or POP mail systems, iPhone puts email in your pocket.
See it all.
iPhone supports rich HTML email, so images and photos appear alongside text. And you see email attachments in their original format, not as stripped-down versions. Rotate, zoom, and pan in more than a dozen standard file and image formats, including PDF, Microsoft Word, Excel, and PowerPoint; and also view iWork attachments.
Send fast.
iPhone recognizes email addresses in different applications. If you run across an email address on a web page or a map listing, for example, just tap it and iPhone opens a new message with the address already in it.
Type smart.
The intelligent iPhone keyboard with built-in dictionary predicts and suggests words as you type, making it fast and easy to write email.
Get push email for enterprise.
Receive and respond to work email fast on iPhone. New support for Microsoft Exchange ActiveSync gives you push email that arrives automatically.
Contacts search
With iPhone, making a call is as simple as tapping a name or number. All your contacts appear in a list you scroll through with a flick of your finger. And Visual Voicemail plays your messages in any order you want, just like email.
Tap into calls.
Tap any phone number in Contacts, Favorites, an email, an SMS text message — or almost any other application — to make a call. If you have a lot of contacts, use the search feature to quickly find specific names. iPhone also makes it easy to talk to more than one person at the same time. With a tap, you can switch between calls or create a conference call.
Make contact.
Building your iPhone address book is simple. Contacts sync via iTunes each time you connect iPhone to your computer. You can even add contact information directly from Maps and SMS messages with just a few taps.
Answer in a pinch.
The stereo headset that comes with iPhone features a high-performance microphone — fitted with a windscreen for added clarity — that also serves as a Send/End button you pinch to answer or end calls.
See your voicemail.
Listen to your fourth voicemail message without listening to the three before it. Visual Voicemail shows you a list of all your messages — and who they’re from — so you can play them in any order you please.
Get push contacts for enterprise.
With support for Microsoft Exchange ActiveSync, iPhone gives you push contacts and lets you access your company’s Global Address List.
View more attachments
Scientific calculator
Calculator on iPhone combines the simplicity of a pocket calculator with the power of a full-featured scientific calculator.
Calculate simply.
When you tap the Calculator icon, iPhone shows you a simple application with addition, subtraction, multiplication, division, and memory functions. Use it just as you would a pocket calculator.
Calculate scientifically.
Rotate iPhone and your pocket calculator transforms into a sophisticated scientific calculator with dozens of functions for solving complex scientific and advanced mathematic problems.
Using ezinearticles for traffic
新闻正文页面: 网站的主体是由新闻和作者组成。每个新闻页都有不同作者发布的相关主题新闻、90天内本类most viewed news、most published等等。可以查看新闻被点击的次数,并给之评分。另外,google广告不少哇。
最新文章页面:相当于all news页面,但也只有前一天的新闻被列出(应该是因为审核的原因)。
作者列表:sorted by name/articles,还包含所发布文章的总数。
作者页面:作者简介,有的竟然写了自己的需求,嗯,简直就是bbs的个性签名档。
作者细节页面:很多的作者页面,也充分体现ezine以人为本的方针政策^^。在这里可以充分添加你的links, url,推荐书目以及更多更详细的数据来宣传自己网站。此时不填更待何时!!看到这儿,一定以为是个人博客的personal data一栏,但它更商业化,也就是说写自己experience的同时,推销自己。貌似更客观、更人性化,再通俗一点,就是how to的多样化形式。但如果你要鼓吹自己,打住,guidelines明确规定不能夸大、鼓吹、炫耀。汗。充分考量写作技巧的时候到了。
Read Endorsements: 绝对的success stories.
Editorial Guideliens: 不详述了,条条框框那叫个多啊。几大must,几大must not,看你往哪里跑。。。但重要的是原创、无抄袭、与大家分享你独一无二的经验体会、技巧、观点等等。
格式规定:繁琐啊。就连哪个字母要大写,该用什么样的标点都写的一清二楚。也行只有这样编辑可以跟轻松一些。但这样麻烦的发布流程,还有如此多人青睐与ezine,这与网站no spam、优质有很大关系吧。
For publishers:不知道其他网站有没有这样做的。有了这个省去好大一部分麻烦。
blog:网站Administrator的工作日志
Forums:论坛一直承担了沟通交流的重要角色。
好了,如果你想得到更native的指导,不妨去这里一试身手。
最新情况:我随便写了一篇关于save flash的文章,用了3-4天被通过。但我改动了一下链接,又成为待审核:( 这次审核也需要7天,时间好长的说。
Tuesday, April 8, 2008
常用医药英语词汇 glossary
医 药:
门诊部out-patient dept.
急诊室E.R.
医生physician
体温计thermometer
症状sympton
验血blood test
血压blood pressure
喷嚏sneeze
发炎inflame
打鼾snore
打嗝hiccup
点滴I.V.
心电图ECG
处方prescription
药drug
溃疡ulcer
花粉症hay fever
麻疹measles
肺结核T.B.
肺炎pneumonia
更年期menopause
哮喘asthma
白内障cataract
近视myopia
远视hyperopia
痘痘pimple
贫血anemia
流感flu
过敏allergy
吗啡heroin
镇静剂quietive
阿斯匹林aspirin
康泰克contac
流产abortion
避孕药contraceptive
消化药digestive
止疼药painkiller
止咳糖浆cough syrup
安眠药sleeping potion
维生素vitamin
善存片centrum
西洋参American ginseng
看病就诊健康诊断 Gernral Check-up Physical Examination
检查 Examination
入院 Admission to Hospotial
退院 Discharge from Hospital
症状 Symptom
营养 Nutrition
病例 Clinical History
诊断 Diagnosis
治疗 Treatment
预防 Prevention
呼吸 Respiration
便通 Bowel Movement
便 Stool
血液 Blood
脉搏 Pulse, Pulsation
尿 Urine
脉搏数 Pulse Rate
血型 Blood Type
血压 Blood Pressure
麻醉 Anesthesia
全身麻醉 General Anesthesia
静脉麻醉 Intravenous Anesthesia
脊椎麻醉 Spinal Anesthesia
局部麻醉 Local Anesthesia
手术 Operation
切除 Resectionlie
副作用 Side Effect
洗净 Irrigation
注射 Injection
X光 X-Ray
红外线 Ultra Red-Ray
慢性的 Chronic
急性的 Acute
体格 Build
亲戚 Relative
遗传 Heredity
免疫 Immunity
血清 Serum
流行性的 Epidemic
潜伏期 Incubation Period
滤过性病毒 Virus
消毒 Sterilization
抗生素 Antibiotic
脑波 E.E.G
洗肠 Enema
结核反映 Tuberculin Reaction
华氏 Fahrenheit
摄氏 Celsius, Centigrade
药品 Medicine
冰袋 Ice Bag
药品 Medicine (Drug)
绷带 Bandage
胶带 Adhesive Tape
剪刀 Scissors
体温计 Thermometer
药丸 Tablet, Pill
舌下锭 Sublingual Tablet
胶囊 Capsules
软膏 Ointment
眼药 Eye Medicine
止咳药 Cough Medicine
阿司匹林 Aspirin
止疼药 Pain Killer
药方 Prescription
症状及名称:
发烧 Fever
高烧 High Fever
发冷 Chillsz
发汗 Sweats
盗汗 Night Sweats
倦怠 Tireness
失眠 Insomnia
肩头发硬 Stiffness in Shoulder
打喷嚏 Sneeze
打嗝 Hiccup
痒 Itch
腰疼 Low Back Pain
头疼 Headache
痛 Pain (Ache)
急性疼痛 Acute Pain
激痛 Severe Pain
钝痛 dull Pain
压痛 Pressing Pain
刺痛 Sharp Pain
戳痛 Piercing Pain
一跳一跳地痛 Throbbing Pain
针扎似的痛 Prickling Pain
烧痛 Burning Pain
裂痛 Tearing Pain
持续痛 Continuous Pain
不舒服 Uncomfortable
绞痛 Colic
放射痛 Rediating Pain
溃烂痛 Sore Pain
痉挛痛 Crampy Pain
顽痛 Persistent Pain
轻痛 Slight Pain
血尿 Bloody Urine
浓尿 Pyuria
粘液便 Mucous Stool
粘土样便 Clay-Colored Stool
验血 Blood Analysis
红血球 Red Cell
白血球 White Cell
呼吸数 Respiration Rate
呼气 Expiration
吸气 Inspiration
呼吸困难 Difficulty in Breathing
不规则脉搏 Irregular Pulse
慢脉 Bradycardia
快脉 Rapid Pulse
尿浑浊 Cloudy Urine
蛋白质 Albuminuria
糖尿 Glucosuria
瘦 thin, Skinny
肥 Fat
Saturday, December 29, 2007
first step in reducing your debt
Make a list, separating out each individual debt. Be sure to include all your:
- credit cards
- unsecured loans
- loans secured on your house, e.g. mortgage
- other secured loans
- store cards
- bank overdrafts
- car finance
- other hire purchase (furniture, electrical goods etc)
Next you need to write down further details of each one. Find out what the interest rate is for each of the debts, how much you are paying each month and how much longer the debt has to run, either by checking your statements or by calling the companies.
Now write a new list; put your mortgage (if you have one) at the top of the list, followed by any other loans secured on your house. The reason for this is that these are the repayments with the highest priority: the last thing you want to do is concentrate on paying off other debts, but have your home reposessed in the process. Underneath these draw a line then write your other debts, in descending order of interest rates, i.e. the highest at the top. Your list should now look something like:
Abbey Mortgage - 6% - £126,000 - 22 years - £850/month
Ocean Finance Loan - 7.9% - £28,250 - 4 years - £625/month
—————————————————————
Debenhams Store Card - 29% - £1250 - indefinite - £80/month
NatWest overdraft - 17% - £900 - indefinite - £0/month
LloydsTSB overdraft - 18.7% - £850 - indefinite - £0/month
NatWest Visa - 16.9% - £3700 - indefinite - £85/month
Barclaycard - 14% - £5250 - indefinite - £95/month
Car hire purchase - 10.5% - £9,500- 3 years - £222/month
NatWest Loan - 7% - £6300 - 3.5 years - £142/month
Total debt - £182,000Total payment/month - £2099
The plan now is two-fold: pay off debts with the highest interest rates first and, where possible, move debts to a lower interest rate without extending their life.
This last point is very important. Although your monthly repayments will be lower you will stay in debt for longer and could end up paying more in total over the life of the debt. For example, £10,000 over 3 years with a 10% interest rate is £322/month; over 5 years at 7% it is only £198/month. However, with the second option you would have stayed in debt for 2 years more and paid an extra £264 in interest. Only if you are stuggling to make repayments should you ever consider extending the life of a debt.
Source: http://www.debtassistant.co.uk/
Friday, December 28, 2007
Efficient ways to pay off your debt more quickly or reduce the amount you pay out each month!
Mortgage and Loans Secured On Your House
Of all of your debts these are the most important, as if you default on monthly payments you run the risk of losing your home. Unless you only have a few years left on your mortgage (less than 5), do not be tempted to either increase the size of it to pay off other debts or extend the length of it. In the first instance you will end up paying off your debts over many years, and in the second you will be in debt for longer. Both mean you will pay end up paying more in interest.
Remortgaging is one way to reduce the amount you pay on your mortgage, and if you are on a standard variable rate it will certainly be worth investigating. This may involve some upfront outlay in arrangement fees from the new lender and early repayment penalties from your existing lender, so these will have to be weighed up against the savings you will make. My advice is to speak to an independent mortgage advisor, who will be able to tell you whether this is the right course of action for you and, if it is, find the mortgage that is best suited to you.
There is little you will be able to do with other debts secured on your home. If you can afford it you may be able to reduce the term of the loan (and therefore increase the monthly payment), but secured loans are usually the cheapest way to borrow money. If you have extra money available to put towards your debts you would be better off paying off credit cards and overdrafts first.
Credit and Store Cards
After loan sharks, store cards are one of the most expensive ways to borrow money, with monthly interest rates of 2% not uncommon. If you have available balance on your credit card you should immediately transfer your store card balances over, and then cancel your store cards.
Many companies offer 0% introductory rates on credit cards, so if possible you should transfer as much of your debt as possible to one of these. However, make sure you know what the minimum payments is, how long the introductory rate lasts for and if there are any penalties for transfering debt to another card once the introductory rate has finished.
Unsecured Loans
Depending on when you took out the loan and the type of loan you have, it may be possible to move it to a different provider at a lower interest rate. This may be to a 0% credit card or another loan.
You should, however, be careful not to extend the length of the loan. As with mortgages, the longer the loan, the more interest you will pay, so even with a lower interest rate you may end up paying more for it. If you transfer it to a credit card, be sure to pay at least as much each month as you were previously; this way you will finish repaying it quicker. Also check with your current lender for any penaltys for paying off the loan early. If there are any this may negate the benefits of moving it for a better deal.
Hire Purchase & Finance Agreements
As with unsecured loans, you can pay off a hire purchase or finance agreement early, usually subject to a penalty, without being liable for future interest. The way to work out whether it is worth doing this and transfering the debt to another provider is to ask the finance company for an early settlement figure. If you can obtain a loan for this amount at a lower interest rate, and not extend the length of the debt, then you should do so. You can then choose whether to carry on paying the same amount each month to clear the debt earlier, or put the savings towards paying off any more expensive debts.
Tuesday, December 25, 2007
Game on with psx4iphone, the Playstation 1 emulator for iPhone and iPod touch
Once the emulator is installed, you need to select the games you want to play, but take note, not all games are created equal here. Some run great, some not so well. Please let us know which games are the best. Read all about psx4iphone at the developer site at www.zodttd.com.
Source: http://www.touchtip.com/
Stream iTunes to your iPhone or iPod touch while you surf the web
To install Simplify Media, you will need a Jailbreak iPhone or iPod touch with the AppTapp Installer. Then go to AppTapp and look for Simplify Media under the multimedia category. When you run it you will need to sign in with your Simplify Media username and password. Download the desktop version of the software for Mac or PC to create your free account. Be sure you have a Wi-Fi connection because EDGE won’t cut it. And you might want to check out the iPhone demo at the Simplify Media web site.
Source: http://www.touchtip.com/
Friday, December 21, 2007
iPhone and iPod touch helping doctors help you
1. Drug Information - Epocrates web-based drug guide
2. Practice Managment - Software from MacPractice
3. Health News - The Chondriac health news reader
Drug Information
Having free drugs at your fingertips may sound like a dream to your friends in Amsterdam, but over here it might get you arrested. With this free drug database from Epocrates (now optimized for iPhone and iPod touch), it’s like having a drug dealer on speed dial. Well, okay, maybe more like a pharmacist.
Epocrates has long been regarded as the gold standard of mobile reference tools for doctors and clinicians, and their applications run natively on a broad range of mobile platforms (Palm, Windows Mobile, BlackBerry). They have recently released an iPhone optimized version of their web-based drug reference tool, Epocrates Online, which features drug content written for the health care professional. We would love to see the entire Epcocrates mobile suite running native on the iPhone, and perhaps we’ll get our wish after Apple releases the SDK next year. Until then, you’ll need a PDA or Smartphone to use the native Epocrates applications. In the meantime, you can access the Epocrates Online drug information with iPhone or iPod touch at m.epocrates.com/iphone.
Practice Managment
For professional grade practice management software on the iPhone, you may find what you need with MacPractice, offering specific solutions for medical doctors, dentists, chiropractors, and optometrists. MacPractice software is very robust with the ease-of-use design that Macintosh is famous for. And MacPractice now has iPhone and iPod touch access built in, allowing you to use several key features from the convenience of your Apple device.
- Log in to view patients with appointments any day
- Search for a patient
- View patient contact information
- Tap to email a patient
- Tap to call a patient
- Review patient Rx history
Health News
There is no shortage of health-related news web sites available, but Chondriac (a new tool from mobile app creators, dataXform) makes it much easier to read that news on your iPhone or iPod touch. The news is organized nicely into categories for men, women, and children. There are also news categories for specific diseases and ailments, along with hooks to topical health care blogs. The app is very responsive and features the intuitive slider UI common in many iPhone web applications.
Point your iPhone or iPod touch to www.chondriac.com to start reading health care news today. You can also access Chondriac using Safari 3 from your desktop computer and the same URL above.
source: http://www.touchtip.com/
With Quicken Online, the iPhone is so money
Quicken Online connects to your bank accounts and credit cards to give you a picture of your cash flow, and it knows how to connect to over 5,000 banks and credit card institutions. Online bill payment services will not be included in the launch but will be added in future updates. The service does detect which of your expenses are bills, then sends reminder alerts by email or SMS before those bills are due.
Access to Quicken Online is priced at $2.99 per month (after a 30-day trial). Sign up for the beta today at http://www.quickenonline.com/.
source: http://www.touchtip.com/
iPhone and iPod touch: Tips when using Wi-Fi

See the iPhone User's Guide or iPod touch Features Guide for information on configuring Wi-Fi. Check these suggestions if you run into any issues using Wi-Fi. For best results, make sure you are using the most recent iPhone or iPod touch software.
Try renewing DHCP lease at commercial hotspots
If you are having issues using a commercial (paid) Wi-Fi hotspot, like at an airport or coffee shop, try renewing your DHCP lease.
1. Tap Settings > Wi-Fi Networks, then pick the network.
2. In the DHCP panel, select the Renew Lease button.
If this does not resolve the issue, then you might want to try, "iPhone Basic Troubleshooting or iPod touch: Basic Troubleshooting.If iPhone Wi-Fi connection reverts to EDGE
If you're trying to connect to Wi-Fi and it looks like you're connected, but when you access a web page, it goes back to EDGE, it may be due to a known issue if wireless router is using MAC Address Filtering and the iPhone's MAC address has not been entered into the filter list. This may also occur if the WEP password was entered incorrectly.
If you experience this and use WEP Password, on the iPhone tap Settings > Wi-Fi. Then tap More Info ( > ) next to the Wi-Fi network name and tap Forget this Network. Then try accessing the Wi-Fi network again. Alternatively, turn off WEP encryption on the wireless router.
If MAC Address Filtering is enabled on the wireless router, make sure iPhone's Wi-Fi address (in Settings > General > About) is entered into the router's filter. See the documentation that came with your wireless router for additional information.
Weak iPhone Wi-Fi signal
If you are having issues using the Internet, checking email, checking stocks, or other data activity with the iPhone (the possible error message could be "could not connect to server") and the Wi-Fi icon is showing very weak signal, try turning Wi-Fi off on the device so that the iPhone can use EDGE (tap Settings > Wi-Fi and the set Wi-Fi to off).
"Unable to Join Network Failure (error -3)" connecting to Wi-Fi
If you are receiving the error message "Unable to Join Network Failure (error -3)" on the iPhone or iPod touch when attempting to connect or join to your Wi-Fi network, verify your Wi-Fi Network Name (SSID) and Security setting (WEP password, WEP hex or ASCII, WPA, or WPA2) for the device.
On the Wi-Fi Access Point/Router, you should verify if MAC address filtering is turned ON or OFF on the router, whether the security settings on the router match the iPhone or iPod touch (WEP password, WEP hex or ASCII, WPA, or WPA2), and try disabling (QoS) quality of service if that feature is turned ON for the router.
If you are still receiving the error message "Unable to Join Network Failure (error -3)" on the device when attempting to connect or join to your Wi-Fi network after trying the above suggestions, tap Settings > Wi-Fi > Other (under Choose a Network) and then enter the Wi-Fi Network Name (SSID) and select your Security setting and enter your password.
No Internet access when switching networks
If you are switching between different Wi-Fi networks and you are unable to access the Internet on the iPhone or perform other data activities thru Wi-Fi, try turning Airplane Mode on and then off (tap Settings and turn Airplane Mode on and then turn Airplane Mode off). For iPod touch, turn Wi-Fi off and then back on again (tap Settings > Wi-Fi and turn Wi-Fi off and then turn Wi-Fi on). If the issue continues, tap Settings > Wi-Fi > Other (under Choose a Network) and then enter the Wi-Fi Network Name (SSID) and select your Security setting and enter your password.
